I wouldnt update until Gen f/w actually provides a feature that is unavailable on M33 f/w. All the d3 really is is an update to Yoshihiro's decryptor to make it compatible with the newest games. Most games can be downloaded pre-patched, and you can patch them yourself if necessary. Until Gen provides PSN access, theres no point updating from M33. Gen doesnt have MS speedup option, and is slightly less stable than M33.